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Failed Dream Hurts

July 18, 2007

Remember STS? CDT? Swisscash? etc? They are like money chain. They hurt many people.

I remember when I was a student at Gallaudet about 10-15 years ago. One of them asked me if I was interested in ‘STS’ like the money pyramid business. How does it work? You recruit two people, they further recruit two more, and the process continues. You are paid on the recruitments and they claim that you can make a bit of money within few months. You have to pay 200 dollars to join. You have to get 2 or 4 people under you and you have to make sure that you two persons get their people because you will get some money from them. The system itself depends on aggressive people’s motivation and smooth talk. I am not kind of person that runs around and get money from people.

Anyway, I did not join and some people were disappointed in me but they respected my decision. On Gallaudet campus, STS was everywhere! Lot of people bought and joined. I knew someone who joined and showed me the stuff. He had a flyer and showed me how others bought a huge house with expensive cars like Porsche, BMW or Corvette. Even he showed me the people’s paychecks. They were rich by making money through STS. I still won’t join anyway.

I went home for summertime. Some people in Chicago talked about STS and asked me the same things like others asking me at Gallaudet. I rejected their offer. They said, ‘It’s your loss’. I really didn’t care because I knew it won’t be successful.

After 10 years until now… STS or other chain businesses are not popular like they used to be. I know that some people earned a few hundred dollars or a thousand dollars in the past. But my point…Is there any Deaf person who is rich, live in a big house and buy the luxury car or become a millionaire through STS? NOTHING! The flyer lied! Good thing is I did not join because I didn’t want to be a victim of fraud.

My suggestion is not to invest your money in pyramid business; it won’t make you successful or rich. The best policy is go to bank and deposit your money. Let the money grows by itself and it’ll make you “rich”! Less hassle. No headache. It’s worry-free. CDT and others are pyramid fraud scam pure and simple.

I must thank my dad for warning me not to join. He said ‘Don’t trust the pyramid business’. It won’t make you success. He is right. Look at them who wannabe rich but they didn’t success. They encouraged me to join, I rejected, they laughed but they did not success, I laughed back.


Categories: Opinion
  1. mother goose
    July 18, 2007 at 10:18 am

    Right on! I never believe in such a money chain or pyramid business. I always, always, always reject them.

  2. Jimactor
    July 18, 2007 at 10:57 am

    If u are interesting to invest ur money and become comfortable living.. Go to any banks they will be more than happy to help u how to invest ur money in safe way than playing around with ur own friends because it will lead u to become their enemies

  3. A.J.
    July 18, 2007 at 11:12 am

    A pyramid scheme is a fraudulent investing plan that has unfortunately cost many people worldwide their hard-earned savings.

  4. Anonymous
    July 18, 2007 at 12:00 pm

    Your topic is not in front of Deafread. They put yours in ‘Extra’. They think your topic is not real important to deaf community. What a shame.

    Good topic and I hope people out there listen your little advice.


  5. Jen
    July 18, 2007 at 12:49 pm

    omg! Last year my friends tried to make me join Deaf CDT. I kept telling them no. There are almost hundred deaf people around here join the CDT. This is extremely upsetting along with the number of people who were being taken for thousands individually in these Canadian scams and millions collectively going into organized criminal activity. Many of these frauds promoted by corrupt police, lawyers, politicians in and around the USA.

  6. Mike
    July 18, 2007 at 12:54 pm

    My Gally friends and I believed in STS. We joined and worked hard. Did we make $? NOPE! We spent hundred $ on that shitty business. We learned our lesson.

  7. Katie
    July 18, 2007 at 2:20 pm

    Pyramid schemes are illegal in New York State, as well as in many other states. One deaf lady went to jail for attempting to collects some funds for Canadian Diamond Traders Inc.

  8. Dennis
    July 18, 2007 at 5:39 pm

    Last week my friend asked me to join. I forgot what it is. Its like you pay to join, earn some points while adding people to your list. If you get more people, you would get a free vacation package and money. I am not interested.

  9. JFLMad
    July 18, 2007 at 5:52 pm

    that is called Club Freedom. Same type of the pyramid business.

    it won’t be a successful one, why? cuz what if we all recruit everybody in the world then how would we make more money off from it? DUH!

    go to then banks or stockbrokers, they will invest your money.

    ignore the DeafRead, they all are bunch of baloney people with some favorisms going on.

  10. seekgeo
    July 18, 2007 at 8:49 pm

    Amen on the last sentence, JFLMad! 🙂


  11. Wake Up Call!
    July 22, 2007 at 12:46 am

    If Deafies wants to earn money then go to college to get degree or get a real job to earn living. Simple! That’s how real world is! Don’t be fooled by those pyrmaid schemes. If you hear anything about any business such as CDT, CF, STS, etc. I suggest you to do research first and call Better Business Bureaus to ask questions about those “company”.

  12. Lisa Marie
    July 22, 2007 at 9:59 am

    Wake Up Call,

    Yes, it is good one! Don’t be gulliable to them. Research or your guts. If your gut tells you that it’s fake, don’t do it. It’s the simple! Few Deafies came to our house last few months…about the shit business. I told them that I am not interested in their business. How can they believe about a two thousand dollars diamond to be mailed to them to their house…after they are members of the business? No way if it’s a real diamond in the mail?

  13. Billythegoat
    July 22, 2007 at 11:23 am

    My friend stopped by at my place last night. He talked about CDT. I kept quiet until he finished his lecture about CDT. Then I told him, I wanted to show him something in the computer. I showed the article that you wrote about it. He read it and walked away with anger look.

    This morning, I got email from him. He said your article is true. He was upset because his friend fooled him. He admitted me that he never got a diamond or money. He said his friend got a diamond but really small one, I would say around 1/8 carat (tiny diamond).

    He said, next time, he won’t believe anything that looks so real to him. ‘You are smart and I am dumb’, he said.

  14. Wake Up Call
    July 22, 2007 at 3:03 pm

    When I first heard about CDT (Canadian Diamond Trade) from a deaf guy in Texas, he was excited to be member of CDT. He did ask me if I’m interested join CDT, I was very skeptical about CDT, cuz never have heard of CDT before. I had to ask him many questions such as where are those diamonds come from? Cuz I’m boycotting diamonds from Africa due to cruel cold heartless war about diamonds. He said it is from Canada. I honestly don’t buy it. I told him I’m not interested, then he had me introduce to other deaf guy online about CF (ClubFreedom), I was like oh no. Other deaf guy was telling me about CF, how it works to get 2 or 4 people under me, earn $6 grand to travel anywhere I want to go. My instinct tells me something isn’t right. I told him I’m not interested. No thanks. I had to do research on CF and CDT, it turned out that those are pyrmaid scheme. If you don’t feel right, then don’t do it unless you feel right.

  15. Lisa C.
    July 23, 2007 at 8:13 am

    Great topic! I don’t trust any pyramid business and we never joined any of these. My parents and the comsumer education teacher at the deaf residental school warmed me about those fake stuff. We had been asked to join and we said no, we were not interested.

  16. It's Bevo
    July 24, 2007 at 10:36 am

    SwissCash is much safer than CDT/CF for my opinion…since it’s no pyramid biz. it’s off-shore investment where our money earn in forgein stocks.

  17. November 12, 2007 at 12:16 pm

    Swisscash failed most deaf people. All quick rich schemes never work. Your best chance to be successful is to join a franchise business and grow the business yourself or start your own business. It takes alot of work and time and effort on your part, you have to invest in your business before it becomes successful. It took me two years of my hardship, establish relationships with customers, paying expenses, earning nothing for a year before I became successful. Most deaf people just want quick rich schemes. These never work. All business requires time and effort, paying more expenses on your part. Those CDT, CF, Swisscash, quixtar etc any hype business that makes you recruit people under you never works. Seriously, if you want to be successful, you need to start your own business or join franchise business and build it. That’s the best advice you will get.

  18. ASL sucks
    November 13, 2007 at 5:36 pm

    Christie, I totally agree with you a hundred percent.

  19. November 14, 2007 at 11:57 am

    I was offered by CDT when I figure out it was scam. I decide to not join any of kind pyramid scam.

    Ten year ago,My husband was nearly join.. I told him That’s scams! I cannot accept.. later on his friend lost money. I told him not worth to join. he realized he almost buy other scams. I am not allow to get another gulped by them.

  20. November 14, 2007 at 12:07 pm

    I forgot to say earlier same thing.

    About a month ago, I got chat online on Deaf and asked me question for Question for .. Ask me if I am US citizen. I said Yes I am US citzen and then asked me if I know about Statue of Liberty I explained it was brought up from France. I dont know his name. but he was creative of brass. etc. then I got won.. but I knew it was scam.. so later I got a check 5,200 dollars. I went to bank and ask the front teller. I think it is scam.. They looking computer to trace.. they fruad the address was from New York. and The check was from San Francisco. I knew it s scam. I decide to not depoisted at all. they keep check and contact Police Deptartment. I told Bank that How I get it?
    I explained it was from deaf online. I figure out that he have a great english. I knew it was hearing person. not deaf .. but no matter what if you suspected.

    I warning everyone to not open any of kind as Nigeria and other deaf club,etc as Jflmad’s message is help us to stop to gulped..

    Good topic! JFLmad ‘s great example to warning all of us. Remind to not another” gulped”

  21. Accountable
    November 15, 2007 at 4:50 pm

    I know that I’m kind of late chiming in.

    Most MLM’s fail EVERYONE!! This includes but not limited to: Mary Kay, PartyLite, Quixtar/Amway, Hebalife, Discovery Toys, Melaluca, Pampered Chef, Tastefully Simple, Avon, Arboone, Beauticontrol, Cookie Lee Jewlery, Creative Memories, Lia Sophia, Longaberger, Mannatech, MonaVie, Premier Desings, Primerica, Send out Cards, Silpada Designs, Stampin’ Up!, Team National, Usana, Tupperware, Shaklee… just to name a few.

    These companies and ALL MLM’s focus more on recruiting than selling.

  22. November 27, 2007 at 11:19 am


    David Thornton has been talking to CDT’s Director and trying to extort him!!!

    Read the full story, and listen to the phone recordings by clicking my name or the following link:

  23. darlene
    January 24, 2008 at 7:41 pm

    hey how you got my email ??? I will report this who send my email on this I never play that shit games and that game bullshit they just want your money

  24. Bonnie Perry/Doris Andre
    February 8, 2008 at 5:12 pm

    We recevied our email by DEAF CHARITY HOME LOTTERY(THE VP SORENSON AWARD) and saying that Bonnie Perry won the $150.000.00 last August 9th of 2007 with ticket number with the serial number. That was surprised to us and Dr. Mrs Doris A Foster contacted us by the yahoo messenger and we chat and telling us what to do then we make the 5 payments out to Debra Rolland which I have pay IRS TAX and ANTI TERROISTS with other payments . When we are done with all the payments and was told that the WALMART will let us know the ten digit secert code and Dr. Mrs Doris Foster told us that the winning money will be picked up immedaity
    for us. We thought WOW for that and we make it through with that but the next couple of hours Doris Foster called us and told us that we have to pay for the flight fare to UK, which she have told us that DCHL will pay the fare for one of us and told that the winning money can be picked up before going to UK. Everything were fooled by them to us. Now we are trying to call DR.Mrs Doris A. Foster and she refused to answer back and sending her serveal emails but returned to us. We lost over thousands dollars.This DCHL hurts deaf people which Foster told us that they want to help deaf people to get rich but oh what a fool. this is our first mistake that we have done, we are not giving up and try to get someone to help us with the fraud against DCHL. We will work hard for that. Hope this will wake you up and be alert about that DCHL and others too.
    Thanks Bonnie Perry and Doris Andre

  25. Momathome
    March 3, 2008 at 10:35 pm

    To “Accountable” which of these companies that you list have you actually had experience with? I noticed that a couple you listed are either NOT MLMs or they are a customer based company. I would discredit these accusations, But definatly do your own research before doing business with any company.

  26. March 4, 2008 at 9:39 am

    Moma: My personal experience is with Mary Kay.

    They all claim to be direct sales and owning your own business, but really, Corporate can terminate your agreement at anytime. You can’t advertise anyway you want. You have to use corporate approved advertising.

    Which companies are you saying are a customer based company? I’d bet that many of what youthink are NOT MLM’s are actually MLM’s. If you have an upline and they make a commission, it is an MLM.

    If you make a commission based on order’s rather than actual sales… If you have a quarterly minimums to remain active or to get the discount…

    I do advise anyone to look carefully at the fine print to find out exactly what you are getting yourself into.

  27. August 21, 2008 at 11:10 pm

    I am scared… terrified at the fact that not only people still talk seriously about pyramid schemes… but they even consider joining these ludicrous scams.

    Look through the system it’s very simple: It’s a sale. They have packages of products and instead of sellig them to stores, they sell them to you at a higher price they would give to a store. BUT because they know the products suck or are overpriced they try selling YOU, your FRIENDS and your FAMILY.

    Amway, Mary Kay, what’s the difference? They are all in the same business… taking your money. They will lie and cheat and make you feel like it’s your own fault! “You dodn’t work hard enough” Whoever tried and failed got the same reaction from uplines and affiliates “You didn’t work hard enough”. It’s all lies. You can work as hard as you want but even after years that you are in the “business” all you will get is a few hundred dollars a month and a ton of CD’s with motivational nonsense. And in the worse case scenario… a ton of debt.

  28. August 22, 2008 at 9:20 am

    DickDevos: you are absolutely correct. It’s a big debt machine and if you decide to get out, it’s because you are a “Lazy looser who didn’t work the business hard enough”. There are thousands of stories at pinktruth of women who’s been through it all. It’s amazing that the stories are pretty similar.

  29. August 22, 2008 at 9:21 am

    Dang… the website is http://www.pinktruth.com

  30. Alice
    October 24, 2010 at 3:29 pm

    I am glad that I have not joined any MLM or Pyramid Games even tho many friends did try to persuade me to join. I couldn’t believe anyone could make a lot of money by just paying a few hundred dollars…I wondered where they can get the money for all who join. I know some people who are still waiting for IBC to send them $$$. I told them they won’t get it but they insist that they will and still dream about it. Sad that they are fooled and won’t believe they are. I remember as a young girl I received in the mail to send a towel or some $$$ to the name on the top of the list and put my name on the bottom. My mother saw that letter and said not to do it as it was against the Post Office Law. She took the letter from me and tore it up. So I never enter anything else. Now pyramid games have grown so much more cuz of the Internet and many gullible people including the Deaf.

  31. Kristy Reeves
    February 13, 2011 at 2:42 am


    My name is Kristy Reeves. I am Deaf and I was on ur website. I went to Gallaudet during the 98-99 school year for my 1st year of college then I came home and decided to stay home for the rest of my college years and went to college here at home (Indianapolis, Indiana) because I had an 18 year old cousin who was suffering and ended up dying from her cancer. Anyway, I read your Failed Dream Hurts site and agreed with you. I would not join either. Ever!!! I have people who tell me that it’s my loss too but that’s not true!! It is their loss!! I never give out my information at all, EVER!!!! I am just fine!!!! I have money from my SSI, Medicaid, work, babysitting, Christmas from parents, great aunt and grandma, birthday money from family and friends, money saved in my checking and savings account.

    Kristy Reeves

  1. November 14, 2007 at 7:54 am
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